complex accounting needs xero integrates, advanced cash flow predictions

Xero Software Pricing 2026: Get 90% Off via Jamie Trull, CPA

Trusted by millions of businesses—and personally recommended by Jamie Trull, CPA.

Get My Special Partner Deal!
payroll services, xero expenses

If you’re searching for the best Xero software pricing for your small business, you’ve likely realized that most accounting platforms are hitting you with the "QuickBooks Creep": prices go up, software feels bloated, and you're paying for features you never touch.

While Xero offers standard tiers for every stage of business growth, you don't have to pay full price to get started.

I’ve tested every major platform, and in 2026, Xero remains the tool I most often recommend for owners looking for a cleaner, simpler, and more affordable alternative to QuickBooks Online.

Why Xero is the Leading Choice in 2026

  • Real-Time Bank Feeds: Your transactions sync automatically for "idiot-proof" daily reconciliation.

  • Professional Invoicing: Create and send custom invoices with automated follow-ups to get paid faster.

  • Full-Featured Mobile App: Manage cash flow, capture receipts, and send quotes from any iOS or Android device.

  • Hubdoc Included: Every plan features native receipt capture—no more paper clutter or extra subscriptions.

  • Scalable Solutions: Tiers designed for everyone from solo freelancers to multi-entity S-Corps.

Get My Special Partner Deal!

💰 The 2026 Xero Cost Breakdown (Exclusive Partner Deal)

As a preferred Xero partner, I’ve negotiated an exclusive 95% discount for your first 6 months across all tiers. Here is how your investment scales with a Xero subscription:

  • Early Plan: Best for freelancers and sole traders.
    (Standard: ~$25/mo → Your Price: $1.25/mo)
  • Growing Plan: Best for expanding small businesses.
    (Standard: ~$55/mo → Your Price: $2.75/mo)
  • Established Plan: Best for larger businesses, multi-entity or international businesses.
    (Standard: ~$90/mo → Your Price: $4.50/mo)

All plans include a 30-day free trial for new customers. 

*Note pricing and discount are subject to change at anytime.

CLAIM YOUR 95% DISCOUNT & CHOOSE YOUR PLAN

The Mathematical Reality: Xero Pricing Tiers vs. QuickBooks Accounting Software

 

Why am I so adamant about this switch?

Because the math doesn't lie.

Most owners save hundreds in their first year alone by choosing the Xero Growing Plan over the QuickBooks Essentials equivalent.

Find Xero pricing plans for every stage of business:


 

Feature / Cost

QuickBooks Online (Essentials)

Xero (Growing Plan)

Standard Monthly Price

~$75/mo

~$55/mo

Additional User Fees

Limited / Per User

Unlimited (Included)

Jamie’s Partner Price

$52.50/mo (First 12 Months)

$2.75/mo (First 6 Months)

Annual Savings (Year 1)

$270

$313.50+ Saved

Why Small Business Owners Are Leaving QuickBooks Online (And Additional Costs!) Behind

This is the #1 reason business owners land on my site.

They are tired of the "Subscription Creep" and the "Complexity Tax."

  • Leaner Monthly Operations: Xero’s standard tiers typically sit 30% lower than comparable QBO plans per month.
  • No "User Tax": QBO charges more as you add team members. Xero allows unlimited users, so your software cost stays flat as your team grows.
  • Intuitive Design: Xero was built for business owners, not just accountants. The layout is clean and workflows are logical for project tracking
  • Reliable Bank Reconciliation: Xero’s reconciliation workflow is faster and more "idiot-proof," helping you feel confident your books are actually accurate.

Say goodbye to complex accounting!

Case Study: From QuickBooks Frustration to Stress-Free Books

Business Owner: George M. (Multiple S-corp entities)

George found me while searching for a QuickBooks alternative.

After decades in business, QuickBooks felt increasingly unreliable and expensive.

The Result:

  • Immediate Savings: The 90% discount applied instantly at checkout.
  • Zero Learning Curve: He found Xero super intuitive from day one.
  • Better Visibility: Reports showed exactly what he wanted to see without the "bloat."

"Xero shows me exactly what I want to see for a fraction of what I was paying." — George M.

Start Today and Save with our Partner Link!
payroll services, xero expenses

🎁 BONUS OFFER: Get My New Book for FREE

For a limited time, when you sign up for Xero using my partner link, I’ll send you a hardcover copy of my book: "Hidden Profit: Take Control of Your Finances, Stop Leaving Money on the Table, and Create Abundance in Your Business."

It’s the perfect companion to your new, clean accounting system.

Get Started Today!
Reconcile bank transactions, inventory management, expense tracking

Nervous About Switching? A Xero Plan Comes With Support

You don’t have to migrate years of data. Many owners start fresh on the first of the month. Xero offers one-on-one onboarding support to ensure your transition is seamless.

Ready to simplify your accounting—without overpaying?

CLAIM YOUR 95% DISCOUNT & FREE TRIAL

A Note from Jamie:
We only recommend partners we believe in and trust. The select companies we affiliate with are ones we personally use in our business, and we stand by the quality and value they offer to our community. 

Some of the partner links on this page are affiliate links, meaning we may earn a commission if you make a purchase through these links, at no extra cost to you.