Cash Flow Tracking Made Simple

The Cash Flow Forecast Template works by allowing you to input your expected cash inflows (like sales, payments from clients, or other income) and outflows (expenses, bills, payroll, etc.) over your chosen time period—daily, weekly, or monthly. Once you've entered your data, the template automatically calculates your projected bank balances, so you can see exactly how much cash you’ll have available at any given time. You can also use the override function to update your actual bank balances, making it easy to adjust if things change or if you miss a few days of tracking. Plus, it’s fully customizable, so you can tailor it to fit your specific business and financial needs.

Yes! The Cash Flow Forecast Template is designed to be flexible and customizable, making it suitable for all types of small businesses—whether you’re a freelancer, a consultant, run an online store, or own a local brick-and-mortar business. Because you can easily adjust the categories, tracking frequency, and expenses to fit your specific needs, it works for any business model. If you're looking to gain more control and clarity over your cash flow, this template can help you do just that, regardless of your industry.

Absolutely! The Cash Flow Forecast Template is fully customizable, so you can tailor it to fit your unique business needs. You can add or edit income and expense categories, set up your own notes for due dates or reminders, and choose to track your cash flow daily, weekly, or monthly—whatever works best for you. The goal is to make sure the template feels like it's built specifically for your business, helping you track your cash flow in the way that makes the most sense for you.

Yes, don’t worry—I’ve got you covered! The template includes both an instructions tab within the worksheet and a step-by-step video walkthrough to help you get started, even if you’re not a spreadsheet pro. The video will guide you through how to set up your cash flow tracking, customize the template, and make the most out of its features. The instructions tab is there for quick reference, so you can easily follow along and have support every step of the way. You'll be up and running in no time!

Yes, our P&L template and dashboard are compatible with both Excel and Google Sheets. Make sure to save your progress somewhere you will remember it so you don’t lose it!

Unlike expensive software that tries to automatically project your cash flow (and often gets it wrong), this template lets you input your real numbers, making it far more accurate and tailored to your business. You get the benefits of affordability, customization, and clarity—all without the guesswork of automated software. It's a reliable way to take control of your cash flow and ensure you're working with the most accurate projections possible.

While cash flow forecasting software often comes with ongoing fees that add up to thousands each year, our template costs less than just one month of typical software—and you can use it forever!

If you have any technical issues with the template, shoot us an email at [email protected]  and we’d be happy to assist.

If you already own our programs like Financial Fitness™ Basics or Financial Fitness Formula™ then you already have access to a cash flow forecasting tool. However, the Deluxe Cash Flow Forecast template has been enhanced to add additional features and includes tabs for tracking personal cash flow as well! 

We teach people to be smart with their money. The least we can do is be smart with yours. If something you buy from us isn't the right fit, just say the word. No interrogation. No jumping through hoops. No awkward breakup conversation.

Here's how it works: email us at [email protected] within 90 days of your purchase before the review phase or your report and we'll process your refund back to your original payment method. That's it. That's the whole policy.

If you're willing to share what wasn't working, we genuinely want to hear it — not because we require it, but because we use that feedback to make things better.

We're confident in what we've built. And if it turns out it's not right for you, we'd rather you keep your money than feel stuck with something that isn't helping you move forward. For more information, see our full terms and conditions.

Per our Terms and Conditions, this worksheet is not for commercial use. If you'd like to use it commercially with your clients or wish to become an affiliate for this product, please contact us at [email protected]  and we can discuss options!

When you purchase the spreadsheet via this page you are agreeing to use it for individual use ONLY and use with clients is therefore a violation of these terms. You can review the full terms here: https://learn.jamietrull.com/program-terms-and-conditions